Welcome,

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        Cottage Hills Auto Credit is family owned and operated. We have been proudly selling cars in this area since early 1994. Our parent company Kathy's Kars Inc., was located at 330 W. St. Louis Ave. in E. Alton for over 20 years, They have been selling automobiles to the public since Feb. 1994. We opened our doors at 225 W Macarthur Dr. in Cottage Hills in 2001.       

        Here at Cottage Hills Auto Credit we pride ourselves in selling quality used cars for well below suggested retail prices . We usually carry between 25 to 30 pre-owned or rebuilt vehicles on each lot. All our cars are inspected and professionally cleaned before we clear them to be sold to the public. 

        We would like to thank you in advance for your consideration and look forward to doing business with you. It would be our pleasure to assist you in finding a car that suits your needs.

If you any questions at all,  please feel free to drop us an email at (cottagehillsautocredit@gmail.com) or phone at (CHAC) 618-258-1639 

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Thank You,

Mark Harster           (President)

Mike Harter             (Sales Associate, Kathys Kars Inc.)

Laurie Heinlein       (Sales Associate, Cottage Hills Auto Credit)